Privacy Policy
Last Updated: February 27, 2025
Introduction
At Lyquid Finance, we are dedicated to providing businesses with financial insight and peace of mind through our comprehensive financial management platform. We understand the importance of your privacy and are committed to protecting your personal information. This Privacy Policy outline shows Lyquid Finance collects, uses, discloses, and safeguards your personal information, as well as your rights regarding your information. By using our Services, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. This Privacy Policy was last updated and is effective on February 28, 2025. Lyquid Finance reserves the right to modify this Privacy Policy at any time, in our sole discretion. We may notify you of such modifications by email or by posting the updated Privacy Policy on our website. Unless otherwise stated, any modifications will be effective immediately upon posting. By continuing to use our Services, you agree to the updated Privacy Policy. If you do not agree with the changes, you must immediately stop using our Services and close your account within 30 days of the change.
Our Services
Lyquid Finance offers cloud-based financial management services, including bookkeeping, financial data storage, reporting, and analysis, through our online platform. This Privacy Policy applies to our Services and other interactions you may have with Lyquid Finance, such as visiting our website or contacting customer service. By using our Services or interacting with Lyquid Finance, you agree to the collection and use of your personal information in accordance with this Privacy Policy. Personal information includes any data that can be used to identify or contact you. Our Services may contain links to third-party websites or services, and any processing of your information by these third parties is governed by their own privacy policies. We recommend reviewing their policies, as Lyquid Finance is not responsible for third-party services. Our Services are intended for businesses and are not intended for individual consumer use or use by children under the age of 18. If we learn that we have collected personal information from a child or an individual consumer, we will take steps to delete the information as soon as possible.
WE COLLECT
You request a demo of Bearer
We call you
You use Bearer
You receive emails from us
You chat with us for customer support
You opt-in to marketing messages
What Information We Collect
As a client of Lyquid Finance, we collect and use your personal information to provide our Services. This includes information you provide during sign-up, such as your name, company name, email address, phone number, and financial documents. We use this information to set up your account, provide our services, communicate with you, improve our services, and comply with legal requirements, and market our products. We also process information of others at your direction, such as client or employee information, and collect payment and billing information. We track how you access our services, including device and browser information, IP address, and browsing behavior, to improve our platform and personalize your experience. Customer support information, audio and video recordings, and information from third-party partners are also collected to provide support, improve our services, and market our products. If you connect your bank accounts, merchant processors, or payroll providers, we receive bank institution information, account balances, and transaction details to provide real-time financial activity and reconciliation. We may also collect personal information from visitors to our website, including contact information, browsing behavior, and survey responses, to communicate with you, improve our website, and market our products.
How We Use Your Information
We use the personal information we collect to provide our services, fulfill contractual obligations, improve our services, and further legitimate business interests. This includes verifying your identity, preventing fraud, auditing compliance, providing customer support, improving our platform, providing analytics, assisting with marketing, personalizing your experience, complying with legal requirements, and enforcing our Terms and Conditions. We may share aggregated or de-identified information for business purposes and use information for any purpose with your consent.
Your Use of Others’ Personal Information
When using our Services, you may provide us with personal information of others, such as clients or employees. In these cases, we act as a service provider and process the information as directed by you. You are responsible for ensuring your instructions comply with data protection laws.
Your Rights Over Your Information
Depending on your use of our Services and your location, you may have the right to access, correct, amend, delete, download, or object to certain uses of your personal information. You can exercise these rights through contacting our support team. We may need to verify your identity before responding to your requests. If you are requesting information stored by our clients, you must contact them directly.
When and Why We Share Your Information With Others
We restrict access to your information to authorized employees and contractors. We may share your personal information with service providers, partners, contractors, and vendors for analytics, marketing, auditing, communication, customer database management, professional services, and recruitment. We may also share information with successor entities, law enforcement, government agencies, and professional advisors for legal compliance and protection. We may share certain information for personalized advertising and direct marketing purposes.
Where Your Data Resides
Our Services are managed by Lyquid Finance, headquartered in the United States. Our Services are hosted in the United States, and use is permitted to individuals located within the United States. If you use our Services from outside the United States, you are transferring your personal information to the United States for storage and processing.
Data Retention
As a U.S. company, we may be required to retain your personal information for specific periods to comply with legal obligations.
Personalization Technology
We utilize personalization technology to understand our users' needs and optimize our service. This technology uses cookies and other methods to collect data on user behavior, which helps us improve our service.
How We Use Cookies and Other Tracking Technologies
We use cookies and similar technologies on our website and services. Please refer to our Terms & Condition for more information on how we use these technologies and how you can opt out.
Changes to This Privacy Policy
We may update this Privacy Policy to reflect changes in our Services, applicable laws, and other factors. We will notify you of material changes, but we encourage you to review this policy periodically.
